The CFPB has finalized a groundbreaking rule eliminating medical debt from credit reports, affecting 15 million Americans and potentially ra

The CFPB has secured a historic $2.7 billion settlement in the Lexington Law lawsuit, exposing widespread credit repair fraud. Learn about r

Embark on a journey through the intricate landscape of the credit repair industry with our comprehensive guide. Discover tips on choosing th

Uncover credit reporting challenges and solutions. Navigate the reform path. #FCRA #CreditReportErrors

Are banks and credit unions violating federal law-EFTA and Regulation E? - An overview of the Electronic Fund Transfer Act (EFTA) and...

Chase Bank has faced mounting allegations of refusing to stand by its customers when they fall victim to fraudulent activities. This blog di

Understanding consumer rights and responsibilities in credit repair is crucial for financial well-being. Unethical credit repair practices c

The Consumer Financial Protection Bureau (CFPB) has introduced new regulations in 2024 to address various aspects of consumer financial prot

Unveiling Racial Discrimination in the US Financial Sector: From Historic Injustices to Reform Efforts. This blog explores the history of ra

The recent Xfinity data breach has left millions of customers vulnerable, exposing sensitive data and raising serious security concerns. Cre

The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti

The largest credit union in the United States, Navy Federal Credit Union, has recently come under intense scrutiny for alleged racial discri

The phone call came on a Tuesday morning, and it would bring down an empire. Maria Santos was scrolling through rental listings when she saw it: a beautiful three-bedroom house, rent-to-own, "bad credit okay." She dialed the number immediately. What happened next trapped Maria in an $1,100 nightmare—and she was just one of over 700,000 victims caught in what federal investigators now call the largest credit repair fraud in American history. After 17 years as a Board Certif

If you are a member of the LGBTQIA+ community, you may have experienced or witnessed discrimination in various aspects of your life, such...

If you have a low credit score, you may be wondering how to improve it and get access to better financial opportunities. Credit repair is...

How LGBTQ+ Married Couples Face Challenges with Name Changes and Credit Recognition Many people change their names for various reasons,...

The LGBTQIA community has long faced discrimination and injustice in many aspects of life, including housing and credit. Despite the...

Shocking Reporting outlining the racial injustice on the credit scoring system.

Joeziel CEO of Credlocity making the case as to why Congress must act now to amend the FCRA and CROA to ensure better consumer protection

A recent expert report by Joeziel Joey Vazquez-Davila, CEO of Credlocity, reveals the credit bureaus' systemic failure to properly investiga