Credlocity

Credit Tracker App: Monitor Scores, Reports, Disputes & Identity

The Credlocity Credit Tracker gives you real-time visibility into your FICO and VantageScore from all three bureaus, instant alerts for credit report changes, dispute tracking, identity protection, and dark web monitoring — all in one place.

Real-Time Score Monitoring

Track your FICO 8, FICO 9, and VantageScore 3.0 from Equifax, Experian, and TransUnion. See exactly where you stand with each scoring model and how your score changes over time with detailed trend charts. Understand why your scores differ between bureaus.

Credit Report Change Alerts

Get instant notifications when new accounts, hard inquiries, address changes, or public records appear on any of your three credit reports. Catch errors and unauthorized activity before they cause lasting damage.

Score Simulator

Model what-if scenarios: see how paying down a card, opening a new account, removing a collection, or being added as an authorized user would affect your score before you do it. Make informed decisions about your credit strategy.

Dispute Tracking Dashboard

Track the status of every credit dispute in one place. See which disputes are pending, completed with results, or need follow-up. Complete transparency on your credit repair progress from the moment Credlocity opens your case.

Identity Protection & Dark Web Monitoring

Credlocity continuously scans dark web marketplaces, forums, and data breach databases for your personal information — Social Security number, email, phone number, credit card numbers, and bank accounts. Get alerted if your data is found for sale. Identity theft alerts trigger instantly when suspicious activity appears on any bureau report.

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Credlocity Business Group LLC — 1500 Chestnut Street, Suite 2, Philadelphia, PA 19102