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Security Freeze vs Credit Lock: What Every Consumer Needs to Know About Protecting Their Credit in 2025
Security freezes and credit locks both protect against identity theft, but only one is free and backed by federal law. Learn which option is right for you.

Joeziel Vazquez
Nov 1915 min read


Xfinity Data Breach: A Comprehensive Insight
The recent Xfinity data breach has left millions of customers vulnerable, exposing sensitive data and raising serious security concerns. Cre
Samantha Jenkins
Dec 21, 20234 min read


Dealing with Identity Theft: A Comprehensive Guide
Identity theft, particularly consumer identity theft, is a grave issue that can detrimentally affect your credit scores and financial...
Janaliz E
Nov 17, 20234 min read


Are CPNs Illegal? Understanding Credit Privacy Numbers and Why They're a Dangerous Fraud
Credit privacy numbers might seem like an easy solution to credit problems, but they're illegal and can land you in federal prison. Learn why CPNs are fraudulent, how scammers operate, and the legitimate ways to repair your credit without breaking the law.
Guess Writter
Oct 6, 202316 min read


🚨Breaking News: New Report Exposes How Credit Scores Perpetuate Racial Injustice🚨
Shocking Reporting outlining the racial injustice on the credit scoring system.

Joeziel Vazquez
May 18, 20234 min read


What to Do If Someone Stole Your Identity: The Complete Recovery Guide
Identity theft affects millions of Americans every year, leaving victims scrambling to recover their financial lives. If someone has stolen your identity, immediate action is critical. This comprehensive guide walks you through every step of the recovery process, from filing reports with the FTC and law enforcement to leveraging your rights under FCRA Section 605B to block fraudulent information from your credit reports.

Joeziel Vazquez
Mar 11, 202311 min read
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