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Breaking: Apple Agrees to $95 Million Settlement in Massive Siri Privacy Lawsuit
Apple agrees to $95M settlement over Siri privacy lawsuit, affecting millions of users. Find out if you're eligible for up to $100 in compen

Joeziel Vazquez
Jan 34 min read


Federal Government's Liability Under the Fair Credit Reporting Act
The article explores the implications of the Supreme Courts ruling on government liability under the Fair Credit Reporting Act (FCRA),...

Joeziel Vazquez
Feb 17, 202411 min read


Update on Navy Federal Scandal: Addressing Racial Discrimination in Home Mortgage Practices
In recent news, Navy Federal Credit Union has come under fire for alleged racial discrimination in its home mortgage practices. Multiple cla

Joeziel Vazquez
Dec 23, 20237 min read


MOHELA Lawsuit - Unraveling the Troubles with Student Loan Forgiveness
Explore the MOHELA lawsuit and its impact on student loan borrowers seeking forgiveness. Understand the mismanagement of the Public Service

Joeziel Vazquez
Dec 20, 20234 min read


Navy Federal's Alleged Discriminatory Practices: A Deep Dive into the Controversy
In an unsettling revelation, Navy Federal Credit Union faces allegations of racial discrimination in its home loan lending practices.

Joeziel Vazquez
Dec 19, 20234 min read


CFPB Shuts Down Commonwealth Financial Systems: A Bold Attitude Towards Collection Agencies
The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti

Joeziel Vazquez
Dec 16, 20235 min read


How to remove a bankruptcy from your credit report
Discover how to remove bankruptcy from your credit report with our step-by-step guide. Learn about removal strategies, sample letters,...

Joeziel Vazquez
Nov 17, 20238 min read


How Lexington Law Scammed Millions and Got Busted: The Untold Story of America's Biggest Credit Repair Fraud
The phone call came on a Tuesday morning, and it would bring down an empire.
Maria Santos was scrolling through rental listings when she saw it: a beautiful three-bedroom house, rent-to-own, "bad credit okay." She dialed the number immediately.
What happened next trapped Maria in an $1,100 nightmare—and she was just one of over 700,000 victims caught in what federal investigators now call the largest credit repair fraud in American history.
After 17 years as a Board Certif

Joeziel Vazquez
Aug 30, 202337 min read


Supreme Court says no to student loan forgiveness: What now? 🚫🎓
By Joeziel Joey Vazquez, CEO of Credlocity The Supreme Court has delivered a major blow to millions of Americans who were hoping for some...

Joeziel Vazquez
Jun 30, 20233 min read


Nelnet Student Loan Pending Lawsuits: What You Need to Know
I typically dont post more than one blog a day unless I feel that we have received important questions about the same issue from multiple...

Joeziel Vazquez
Jun 14, 20235 min read


🚨Expert Report Reveals Credit Bureaus' Systemic Failure to Investigate Disputes!💸
A recent expert report by Joeziel Joey Vazquez-Davila, CEO of Credlocity, reveals the credit bureaus' systemic failure to properly investiga

Joeziel Vazquez
Apr 30, 20232 min read


Facebook Meta Settles Multiple Lawsuits for Alleged Privacy Violations
Facebook Meta (formerly Facebook Inc.) has agreed to pay millions of dollars to plaintiffs who alleged that their privacy was violated by th

Joeziel Vazquez
Apr 22, 20232 min read


Why Credlocity's 30-Day FREE Trial + 180-Day Money-Back Guarantee Beats Every Competitor
Most credit repair companies advertise '90-day money-back guarantees' that are actually elaborate traps with hidden conditions. Credlocity is the only major company offering a true 30-day FREE trial (third-party fees only) plus 180-day money-back guarantee with no time limits or loopholes. Learn how competitor guarantees really work and why ours is different.

Joeziel Vazquez
Mar 6, 202321 min read


TransUnion Ignoring Your Credit Report Disputes? Here's What You Need to Know
TransUnion has a documented history of ignoring consumer disputes about credit inquiries, sending generic "502 Letters" instead of conducting legally required investigations. The landmark Norman v. Trans Union case resulted in a $23 million settlement proving this practice violates the Fair Credit Reporting Act. Learn how to protect your rights when TransUnion refuses to investigate your disputes.

Joeziel Vazquez
Mar 2, 202310 min read
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