Apple agrees to $95M settlement over Siri privacy lawsuit, affecting millions of users. Find out if you're eligible for up to $100 in compen

The article explores the implications of the Supreme Courts ruling on government liability under the Fair Credit Reporting Act (FCRA),...

In recent news, Navy Federal Credit Union has come under fire for alleged racial discrimination in its home mortgage practices. Multiple cla

Explore the MOHELA lawsuit and its impact on student loan borrowers seeking forgiveness. Understand the mismanagement of the Public Service

In an unsettling revelation, Navy Federal Credit Union faces allegations of racial discrimination in its home loan lending practices.

The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti

Discover how to remove bankruptcy from your credit report with our step-by-step guide. Learn about removal strategies, sample letters,...

The phone call came on a Tuesday morning, and it would bring down an empire. Maria Santos was scrolling through rental listings when she saw it: a beautiful three-bedroom house, rent-to-own, "bad credit okay." She dialed the number immediately. What happened next trapped Maria in an $1,100 nightmare—and she was just one of over 700,000 victims caught in what federal investigators now call the largest credit repair fraud in American history. After 17 years as a Board Certif

By Joeziel Joey Vazquez, CEO of Credlocity The Supreme Court has delivered a major blow to millions of Americans who were hoping for some...

I typically dont post more than one blog a day unless I feel that we have received important questions about the same issue from multiple...

The three major credit bureaus—Equifax, Experian, and TransUnion—are systematically failing to conduct reasonable investigations when consumers dispute errors on their credit reports, in direct violation of the Fair Credit Reporting Act. Recent CFPB enforcement actions reveal that credit bureaus conduct "sham investigations," converting detailed consumer disputes into numeric codes, accepting furnisher responses without critical review, and improperly reinserting previously d

Meta Platforms has paid over $7 billion in privacy violation settlements since 2019, including a record $5 billion FTC penalty, a $1.4 billion Texas biometric privacy settlement, and a $725 million consumer class action. These unprecedented cases reveal critical lessons about digital privacy rights, corporate accountability, and protecting your financial information in the modern era.

Most credit repair companies advertise '90-day money-back guarantees' that are actually elaborate traps with hidden conditions. Credlocity is the only major company offering a true 30-day FREE trial (third-party fees only) plus 180-day money-back guarantee with no time limits or loopholes. Learn how competitor guarantees really work and why ours is different.

TransUnion has a documented history of ignoring consumer disputes about credit inquiries, sending generic "502 Letters" instead of conducting legally required investigations. The landmark Norman v. Trans Union case resulted in a $23 million settlement proving this practice violates the Fair Credit Reporting Act. Learn how to protect your rights when TransUnion refuses to investigate your disputes.