The Third Circuit just sanctioned two attorneys for manufacturing FDCPA violations through fake dispute letters. CEO Joey Vazquez-Davila breaks down Sofaly v. Portfolio Recovery Associates and what every credit repair company must know to avoid similar consequences.

The CFPB has secured a historic $2.7 billion settlement in the Lexington Law lawsuit, exposing widespread credit repair fraud. Learn about r

In recent news, Navy Federal Credit Union has come under fire for alleged racial discrimination in its home mortgage practices. Multiple cla

In an unsettling revelation, Navy Federal Credit Union faces allegations of racial discrimination in its home loan lending practices.

Discover how to remove bankruptcy from your credit report with our step-by-step guide. Learn about removal strategies, sample letters,...

The phone call came on a Tuesday morning, and it would bring down an empire. Maria Santos was scrolling through rental listings when she saw it: a beautiful three-bedroom house, rent-to-own, "bad credit okay." She dialed the number immediately. What happened next trapped Maria in an $1,100 nightmare—and she was just one of over 700,000 victims caught in what federal investigators now call the largest credit repair fraud in American history. After 17 years as a Board Certif