The Third Circuit just sanctioned two attorneys for manufacturing FDCPA violations through fake dispute letters. CEO Joey Vazquez-Davila breaks down Sofaly v. Portfolio Recovery Associates and what every credit repair company must know to avoid similar consequences.

By Joeziel Vazquez, CEO of Credlocity Important Notice : The following reflects my personal opinions and experiences in the credit...

Discover how to remove collection accounts from your credit report using consumer protection laws like FCRA and FDCPA.

When TransUnion ignores your credit dispute, you're not powerless. Under the Fair Credit Reporting Act (FCRA), you have specific rights that credit bureaus must honor—and serious consequences await them if they don't. As a Board Certified Credit Consultant with 17 years of experience, I've helped thousands of consumers navigate situations where TransUnion failed to respond, provided inadequate investigations, or simply verified inaccurate information without proper review. T

Embark on a journey through the intricate landscape of the credit repair industry with our comprehensive guide. Discover tips on choosing th

Explore the world of credit repair letters with Credlocity! Correct errors and maximize your financial potential effortlessly. #CreditRepair

Understanding Credit Repair Credit repair is a meticulous process. It entails the dexterous management of negative items on individuals'...

Explore the power of DIY credit repair using expert-crafted letter templates and navigating credit bureau challenges with Transunion, Equifa

Credlocity, a company that champions honorable and lawful credit repair work, including credit restoration, has a strict adherence to the...

Introduction: Today’s article is driven by my desire as CEO of Credlocity to punch back against the credit bureaus. This punch back or...

Credit repair is the process of identifying and disputing inaccurate, outdated, or unverifiable information on your credit reports. This comprehensive guide explains how credit repair works, what laws protect consumers, and what to expect when working with professionals to improve your credit standing.