Uncover the truth about FICO and VantageScore in mortgage lending. Learn which score lenders prefer, how each impacts your mortgage eligibil

Unravel the mysteries of FICO and VantageScore. This guide explains what creditors look for in credit scores and offers actionable strategy.

VantageScore is a credit scoring model created by the three major credit bureaus as an alternative to FICO Score. While less widely used by lenders than FICO, VantageScore has gained significant traction in consumer credit monitoring and lending decisions. Understanding how VantageScore calculates your creditworthiness, how it differs from FICO, and where it's actually used helps you make informed decisions about monitoring and improving your credit.