Credlocity

Free Credit Report Review + Custom Credit Action Plan

Credlocity's FCRA-certified consultants perform a line-by-line review of your Equifax, Experian, and TransUnion credit reports, identify every disputable item, and deliver a complete roadmap showing exactly what to dispute and how to rebuild.

What the Review Includes

  1. Complete 3-Bureau Analysis — Every account, inquiry, public record, and personal information section reviewed on all three reports
  2. Custom Credit Action Plan — A specific, prioritized list of actions: what to dispute, in what order, using which strategy
  3. Credit Audit Report — A written summary of every error and potentially disputable item with the statutory basis for each dispute
  4. 30-Minute Strategy Call — A call with your FCRA-certified consultant to review findings, answer questions, and clarify next steps

How It Works

  1. Start your free 30-day trial at credlocity.com/intake
  2. Provide access to your credit reports (ScoreFusion or your existing monitoring service)
  3. Your consultant reviews all three bureaus within the first week
  4. Receive your action plan and audit report
  5. Schedule your 30-minute strategy call

No Upfront Fees

The Credit Repair Organizations Act (CROA) and the FTC Telemarketing Sales Rule prohibit credit repair companies from charging upfront fees before services are performed. Credlocity has never charged upfront fees in 17 years. Your first 30 days — including the full credit report review — are completely free.

Start your free 30-day trial and get your credit report reviewed →

Credlocity Business Group LLC — 1500 Chestnut Street, Suite 2, Philadelphia, PA 19102