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CEO of Credlocity Joeziel Vazquez
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Credlocity The Best Choice For Credit Repair

Hello, I'm Joeziel Joey Vazquez, the CEO, and founder of Credlocity – a reputable and ethical credit repair company. We have been helping clients achieve financial and credit freedom since 2008. My personal experience with the credit bureaus and leading credit repair companies inspired me to establish Credlocity. Back in 2006, I discovered fraud and unfair items on my credit report when I was applying to rent a home. I sought help from reputable credit repair company, Lexington Law, but they scammed me and did nothing for a year even though I paid them over a hundred dollars monthly to have my credit fixed. Later on, I decided to do legal research and disputed the items on my credit report myself. I successfully had the fraud and other erroneous details removed, resulting in a credit score of 740 with Transunion, 733 with Equifax, and 735 with Experian. I was proud of my accomplishment, and friends, family, and co-workers asked me to help them. As word spread, I eventually started charging for my services, and Credlocity was born. With our commitment to ethical and effective credit repair services, Credlocity helps people regain control of their credit and achieve financial freedom. Contact us today and get the support you need in addressing credit report errors.

Welcome to Credlocity, the premier credit repair company founded by Joeziel Joey Vazquez. With a focus on ethical credit repair, we are dedicated to helping individuals and families regain financial freedom and a positive credit history.

Joeziel's personal journey from being a felon with poor credit to becoming a reputable credit repair expert is truly inspiring. After his unsuccessful experience with Lexington Law, he took matters into his own hands and successfully repaired his own credit. This motivated him to extend his expertise to others in need.

Credlocity has revolutionized the credit repair industry by advocating for honesty and consumer-friendly practices. Our consumer-first mindset ensures that every client receives exceptional service and achieves their credit goals. With our team of experts, we tirelessly work towards restoring credit profiles and giving second chances.

When it comes to customer satisfaction, Credlocity prides itself on its unparalleled track record. We have not received a single negative review and have successfully eliminated over 10,000 negative items from our clients' credit reports between 2021 and 2023.

We understand that credit repair can be daunting, which is why we strive to make the process simple and stress-free. Our knowledgeable team will guide you through each step, ensuring you understand the process and feel comfortable with our approach.

Thank you for choosing Credlocity as your trusted credit repair partner. We are confident in our ability to help you achieve the credit score you deserve. Experience the difference with Credlocity and take control of your financial future.

How Joeziel Joey Vazquez Revolutionized Ethical Credit Repair

Discover how Credlocity, a family-owned and operated credit repair company, emerged as the number one credit repair company in the United States. Through multiple business models and careful planning, we finally settled on the name Credlocity. Along the way, we encountered challenges that helped shape us into the company we are today. After listening to clients from all over, we made the decision to do credit repair the right way. This commitment has not only ensured our compliance with government entities but has also earned us the reputation of being the go-to credit repair company.

Experience Ethical Credit Repair with a Free Trial

Unlike other companies such as Lexington Law, Creditrepair.com, or SkyBlue that charge upfront fees, Credlocity offers a free trial. During your first month with us, we provide credit repair services free of charge. Additionally, when you refer a friend who continues past their free trial, both you and your friend receive an additional free month. This referral program can potentially provide you with free credit repair for the lifetime of your account. Spread the word about our free trial and enjoy the benefits of repairing your credit at no cost.

Confidence in Our Money Back Guarantee

In addition to the free 30-day trial, we offer a 100% money back guarantee for 180 days. If, after the free trial, we are unable to improve your credit report within the following 6 months, you are entitled to a full refund, no questions asked. Our guarantee ensures peace of mind and demonstrates our commitment to delivering real credit repair results.

Our Personal Touch Promise for Exceptional Service

At Credlocity, we prioritize your privacy and provide a personalized approach to credit repair. Unlike other companies, we handle your file and personal information in-house, avoiding third-party involvement. We understand that each credit situation is unique, and as such, we create custom dispute letters tailored to your specific circumstances. This personal touch not only distinguishes us from companies that use generic letters but also helps credit bureaus recognize the importance of resolving non-frivolous disputes promptly and attentively.

A Family-Owned and Operated Business for a Unique Perspective

What sets Credlocity apart is our status as a family-owned and operated business. With family at the helm, we have a genuine commitment to the success of our business and our clients' credit repair journeys. This unique perspective ensures that we prioritize your needs and are dedicated to providing exceptional service.

Choose Credlocity for Your Real Credit Repair Needs

Experience the ethical credit repair services offered by Credlocity. Our free trial, money-back guarantee, personal touch promise, and family-owned and operated approach make us the ideal choice for your credit repair journey. Contact us today and witness the transformation of your credit report.

Meet The Team

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Joeziel Joey Vazquez-Davila

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Joeziel is the CEO of Credlocity. Before our rebrand Joeziel was the CEO of Ficostar Credit Services. Born in north Philadelphia, Joeziel suffered from identity theft and decided to take actions into his own hands to fix his credit. Before starting his own business Joeziel helped many of his friends and family member fix their credit by having removed inaccurate, outdated, and unfair information.

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Rafael Rosa

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Rafael is the lead on-boarding specialist with Credlocity. With his expansive experience in customer service in different service areas, he is the best at communicating with customers from all roads of life. Rafael's way of communicating and speaking with people helps put everyday individuals at ease. 

Janaliz Esquilin Budget Expert

Janaliz Esquilin

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Janaliz is the resident notary public. She is very professional and easy to understand. With her vast experience in customer service, sales, and social work, she makes it very easy to talk to and confide in. Janaliz is a mother of 2 so her patience is vast and she can't help but have a motherly attitude towards all who communicate with her.

What we do

We are a family-owned small mom and pop credit repair company. We help people to work repair their credit. We provide credit education and document preparation. 

 Why Us

We have been providing quality credit repair services in our community and beyond since 2008. We put you first! Everything we do, build, and dream is with you in mind. From our unique one of a kind 100% money back guarantee, to our state of the art creative dispute process citing case law, statute, and FTC rules.

Who needs credit repair

According to the FTC millions of people have inaccurate and or unfair items on their credit report, which hurt their credit score. Credit repair is a process of finding and fighting these questionable, unfair, and inaccurate items.

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