Our Team | Credit Repair Experts

Credlocity Business Group LLC is led by FCRA-certified credit repair specialists with a combined 49 years of hands-on experience and more than 79,000 clients served.

Leadership

• Joeziel “Joey” Vazquez-Davila — CEO & Founder. BCCC · CCSC · CCRS · FCRA Certified. 17 years, 79,000+ clients. Philadelphia, PA.
• Shar Schaffeld — Co-Owner & Credit Expert. 32-year credit repair veteran. Founder of CPR Credit Repair. Boise, Idaho.

What Our Team Does

Every Credlocity consultant is trained in FCRA, FDCPA, CROA, and TSR compliance. Our team handles all bureau correspondence, creditor disputes, verification demands, and credit rebuild strategy. Clients are assigned a dedicated representative who manages their case from start to finish.

Our Results

• 79,000+ clients served since 2008
• $3.8 million+ in negative balances removed from client credit reports
• 4.8-star aggregate rating across 148+ verified reviews
• Bankruptcies challenged under FCRA § 1681i and Rule 9037
• Collections removed from LVNV Funding, Midland Credit, Portfolio Recovery, and 50+ others

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Credlocity Business Group LLC — 1500 Chestnut Street, Suite 2, Philadelphia, PA 19102