Credlocity CROA School — Free Credit Repair Certification Courses
Free certified courses in CROA compliance, FCRA regulations, credit repair ethics, and consumer protection law. Learn from industry experts with 17+ years of experience serving 79,000+ clients. All courses are self-paced and completely free to enroll.
Free Certification Courses
- CROA Basics Certification — Learn the fundamentals of the Credit Repair Organizations Act (CROA) — the federal law governing credit repair compan...
- FCRA Certification — A comprehensive deep-dive into the Fair Credit Reporting Act (FCRA) — the cornerstone consumer protection law governi...
- Credit Repair Ethics Certification — A comprehensive course on ethical practices in the credit repair industry. Learn about client communication standards...
- How to Start a Legal Credit Repair Business — A complete guide to legally launching and operating a credit repair business. Covers federal and state compliance, bu...
- Credit Repair Myths Debunked — Separate fact from fiction in credit repair. This course exposes the most common myths that harm consumers and credit...
- The UCC Myth — Why the Uniform Commercial Code Does NOT Control Credit Reporting — A definitive legal analysis debunking the dangerous myth that UCC Article 9 or any part of the Uniform Commercial Cod...
- Credit Sweeps, Fake Fraud Claims, and Human Trafficking Filings — What They Are and Why They Will Land You in Prison — A critical course on illegal credit repair methods that are actively prosecuted by federal and state authorities. Cov...
Why Learn With Credlocity?
Credlocity CROA School was built by credit repair professionals for credit repair professionals. Our curriculum is grounded in the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA) — the three federal laws every credit repair business must understand.
- CROA Certified Curriculum — Courses built on the same federal law that governs every credit repair business in America.
- FCRA & FDCPA Expertise — Learn from FCRA-certified practitioners with 17 years of hands-on experience.
- Free Certification — Earn your certificate of completion at no cost, recognized across the credit repair industry.
- 17+ Years Experience — Credlocity has served 79,000+ clients since 2008. Learn from real experience, not theory.
Meet Our Instructors
- Taneeka Richardson — Automations Specialist
Frequently Asked Questions
- Is CROA School really free?
- Yes. All courses at Credlocity CROA School are completely free. We believe every credit repair professional deserves access to quality compliance education.
- What is CROA?
- CROA stands for the Credit Repair Organizations Act. It is the federal law that governs all credit repair companies in the United States. Understanding CROA is essential for running a legal and compliant credit repair business.
- Will I receive a certificate?
- Yes. Upon passing the final quiz with the required score, you will receive a certificate of completion that you can share with clients and on your website.
- Do I need prior experience?
- No prior experience is required. Our courses are designed for beginners and experienced professionals alike.
- Are the courses self-paced?
- Yes. All courses are 100% self-paced. Start and stop at any time.
Recommended Credit Repair Software
- DisputeFox — All-In-One Credit Repair CRM with Metro2, automations, and mobile app.
- Credit Butterfly AI — AI-powered credit repair platform with lightning-fast imports and AI Credit Action Plans.
Credlocity Business Group LLC — 1500 Chestnut Street, Suite 2, Philadelphia, PA 19102
Start your free 30-day credit repair trial | Enroll in CROA School free