After 17 years in credit repair and serving over 79,000 clients, I've learned that most Americans don't understand the immense power credit bureaus hold over their financial lives. Experian, Equifax, and TransUnion collect, analyze, and distribute your financial information to lenders, employers, landlords, and insurers, yet one in five consumers has errors on their reports that could damage their credit scores.

After 43 days, the longest government shutdown in U.S. history reaches its conclusion as the House votes to reopen the federal government. Board Certified Credit Consultant Joeziel Vazquez analyzes what happened to SNAP benefits affecting 42 million Americans, the uncertain future of ACA healthcare tax credits, and provides expert guidance for protecting your financial security during government dysfunction.

In a devastating late-night ruling, Supreme Court Justice Ketanji Brown Jackson temporarily blocked a federal order requiring the Trump administration to provide full November SNAP benefits to 42 million Americans, leaving millions of families uncertain about their next meal during the ongoing government shutdown.