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Navy Federal's Alleged Discriminatory Practices: A Deep Dive into the Controversy
In an unsettling revelation, Navy Federal Credit Union faces allegations of racial discrimination in its home loan lending practices.

Joeziel Vazquez
Dec 19, 20234 min read


CFPB Shuts Down Commonwealth Financial Systems: A Bold Attitude Towards Collection Agencies
The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti

Joeziel Vazquez
Dec 16, 20235 min read


Navigating the Mortgage Rate Fluctuations: An In-Depth Analysis
Discover the complexities of mortgage rate fluctuations and their far-reaching effects. Explore the influence of the Federal Reserve, implic

Joeziel Vazquez
Dec 15, 20235 min read


Navy Federal Credit Union: An In-Depth Analysis of Alleged Racial Discrimination in Lending Practice
The largest credit union in the United States, Navy Federal Credit Union, has recently come under intense scrutiny for alleged racial discri

Joeziel Vazquez
Dec 15, 20235 min read


The Ultimate Guide to Credit Repair: Sorting Through The Facts and Fiction
Credlocity, a company that champions honorable and lawful credit repair work, including credit restoration, has a strict adherence to the...

Joeziel Vazquez
Dec 4, 202313 min read


The Hidden Agenda: Are Major Credit Bureaus Discouraging the Use of Credit Repair Services?
Introduction: Today’s article is driven by my desire as CEO of Credlocity to punch back against the credit bureaus. This punch back or...

Joeziel Vazquez
Nov 26, 20236 min read


Choosing the Right Small Business Loan: SBA 7(a) vs. 504 Loans
Choosing between SBA 7(a) and 504 Loans for Small Business: A comprehensive guide comparing the advantages, qualifications, and long-term...

Joeziel Vazquez
Aug 7, 202311 min read


What is the Snowball Debt Repayment Strategy? A Comprehensive Guide
The snowball debt repayment strategy is one of the most effective psychological approaches to eliminating debt. As a Board Certified Credit Consultant with 17 years of experience, I've helped thousands of clients use this method to become debt-free faster than they thought possible. This comprehensive guide breaks down exactly how the snowball method works, when to use it, and proven strategies to maximize your success.
Joeziel Vazquez
Jun 4, 20229 min read
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