The Ninja Files Part 2: The Mustard Heist — How Devin Shaw Perfected the Con Before Anyone Knew His Name

An Update by Joeziel Vazquez

CEO & Board Certified Credit Consultant (BCCC, CCSC, CCRS)

17 Years Experience

Published: February 27 2026

Reading Time: Approximately 45 minutes

[EDITOR'S NOTE: Part 2 was originally scheduled to publish January 27, 2026. As documented in The Ninja Files Interlude, the delay was caused by an avalanche of new evidence from additional victims — not legal threats, not fear, and not retraction. Since the Interlude published, Jeff Inniss and Lucia Corral's attorneys have been notified that this investigation continues. Part 2 is here. Parts 3 through 6 are coming. The cease and desist letters didn't work. They never do when the evidence is this solid.]

"Ayyy Man, What's Going On..."

Sometime in 2023, Devin Shaw pressed record on his phone.

He looked into the camera and smiled — easy, familiar, the way you'd greet a friend you hadn't seen in a few weeks. "Ayyy man, what's going on... I am looking rough."

Then the sigh. Long. Deliberate. The kind of sigh that tells you something heavy is coming before a single word of it arrives.

"I wanted to jump on real quick to send you guys a quick message to let you know that..." Another pause. Eyes a little watery. Voice dropping into a register that said: I hate that I have to say this. "...it's a tough decision."

He wanted to take a step back from Mustard, he said. Focus on his family. His wife had been watching competitors pulling $30,000 a month and looking at him like what the heck — and he owed it to the people he loved to do better. It was nothing against the business. Nothing against his partners. This was just life forcing his hand.

He sent the video.

His partner Damien watched it. Felt the weight of it. And did what you do when someone you've worked alongside for over a year delivers news like that through a camera lens — he picked up the phone and begged Shaw to reconsider. Just another week or two. They could work something out.

Shaw said he couldn't stay.

What Damien didn't know — what he had absolutely no way of knowing in that moment — was that it was already over before the video was ever recorded.

The snapshot had already been taken. The GoHighLevel system — every workflow, every funnel, every proprietary automation, every client contact, every process Damien had spent years building — had already been copied, packaged, and transferred to a brand new competing agency. Shaw's agency. The one that would become Ninja.

The watery eyes were real enough.

The timing was the tell.

By the time Damien watched that video, he had already been robbed. He just didn't know it yet.

The Business That Shouldn't Have Been Vulnerable

To understand what Devin Shaw took from Damien, you have to understand what Damien had built.

Mustard wasn't a side hustle. It wasn't a hobby that got out of hand. It was a legitimate, thriving operation — the kind of business that takes years of grinding to create and seconds of access to destroy.

Damien founded Mustard in 2021 or 2022. The concept was simple and the execution was real: an all-in-one GoHighLevel-based platform for credit repair companies, priced at $297 a month, that included not just the software but actual dispute outsourcing built directly in. One system. One price. Everything handled.

The market responded the way markets respond when someone builds something genuinely useful: with money.

At peak, Mustard was processing approximately 15,000 individual consumer disputes every single month. That meant 15 to 20 credit repair companies, each with their own client bases, running their operations through Damien's infrastructure. They had influencers. They had a team of 15 to 20 people. Damien's wife quit her job. He was traveling. The company was generating $150,000 to $200,000 a year.

And then there was the MFSN connection — the detail that separated Mustard from every other GoHighLevel operation in the credit repair space.

Damien had built what he described as the first software to fully integrate with MyFreeScoreNow and push everything directly to the Prodigy platform with a single button. Bruce Cornelius — the founder of MFSN — called Damien personally. "I will be the first software to integrate you," Bruce told him.

In an industry where credibility is currency, that integration was worth more than most people realized. It was a signal. It told every serious credit repair company owner in every industry Facebook group and networking event that Mustard was legitimate. That it had relationships. That it was the real thing.

Damien had built something that mattered. Something that worked. Something that, in the wrong hands, could be copied.

The wrong hands were coming.

Enter Jeremie. Enter Shaw.

Jeremie came into Mustard's world through WhiteLabelDIY — an industry crossroads where credit repair professionals connected, compared notes, and built relationships. He and Damien started talking, found alignment, and eventually formalized a partnership. Jeremie became CEO. Damien was CPO and operations. They had a written partnership agreement. They had recorded audio backing it up. They had structure.

It was Jeremie who brought up Devin Shaw.

He'd connected with Shaw through something else entirely — the credit repair world is smaller than it looks, and introductions happen fast. But what he'd seen of Shaw was interesting: the man knew GoHighLevel. Really knew it. Or so it seemed.

Jeremie thought Shaw could help Mustard scale. He told Damien they needed to connect. Damien agreed to a meeting.

Shaw's pitch was clean: he could handle the GoHighLevel technical infrastructure. Free Damien up to focus on growth. Take the operational weight off a founder who was already doing too much.

The offer made sense. Damien and Jeremie brought Shaw in as a full partner. Equal equity — all three of them, split evenly across the board. And with that equity came access.

Full admin access to the GoHighLevel account. The client database. Every proprietary workflow, funnel, and automation Damien had built. Every course material. Every process that made Mustard run.

The decision to grant that access was made by Damien and Jeremie together. It was the right call given what they knew. It was catastrophic given what they didn't.

The Expert Who Needed to Be Walked Through Everything

Here is the detail that reframes everything that comes after it.

Devin Shaw's entire value proposition — the reason he was brought into Mustard, the reason he was given full admin access, the reason he was handed equal equity in a $150,000-to-$200,000-a-year operation — was his claimed expertise in GoHighLevel.

When I asked Damien whether Shaw actually delivered on that expertise, he didn't hesitate.

"Nah, not really. I had to walk him through everything. I showed him a lot."

Sit with that for a second.

The man brought in specifically as the GoHighLevel expert couldn't do the GoHighLevel work without the founder guiding him through it step by step. The specialist wasn't. The expert had to be taught.

This is not a minor grievance from a frustrated partner. This is the structural core of the con.

Shaw didn't need to be a GoHighLevel expert to execute what he was actually there to do. He needed admin access. He needed to be trusted. He needed enough time inside the system to learn it well enough to copy it — and enough patience to wait for the moment when leaving would cause maximum disruption and minimum suspicion.

The "expertise" was the entry ticket. The access was the actual goal.

He worked the partnership for about a year and some months. Long enough to understand every corner of the system Damien had built. Long enough to know which clients were valuable and which workflows were proprietary. Long enough to know exactly what to take — and exactly how to take it.

"It wasn't a long drawn-out problem," Damien told me. "About a year and some months."

And then came the video.

The Snapshot: How You Steal an Entire Business in Minutes

Before we get to the aftermath, you need to understand the mechanism. Because without it, the scale of what Shaw allegedly did doesn't fully land.

GoHighLevel is a software platform widely used by marketing agencies and credit repair companies. One of its standard features — completely legitimate, widely used, built into the platform — is called a "snapshot." An agency admin can create a snapshot of their entire account: every workflow, every funnel, every automation, every sub-account structure, every form, every campaign. The whole infrastructure, packaged up and transferable to a new agency in minutes.

It's a tool designed for efficiency. For agencies that build systems and want to replicate them cleanly. For legitimate business purposes.

In the hands of someone with admin access to a partner's account and the intention to compete with that partner, it's something else entirely.

Shaw had full admin access to Mustard's GoHighLevel account. He had over a year of time inside the system. He knew exactly what had been built and exactly what it was worth.

The snapshot was taken before he recorded that video. Before the sigh. Before the watery eyes. Before "Ayyy man, what's going on."

Damien confirmed it directly: "He already taken everything from the system by doing a snapshot and opened another agency and it was already gone before he told me he was even stepping down."

Gone. All of it. Before a single word of goodbye had been spoken.

"Brother, I'm Doing Everything in My Power to Make Things Right"

On January 17, 2026 — days after Part 1 of this investigation published and weeks after I had already interviewed Damien — I received a text message from Devin Shaw.

It read: "Brother just so you know I'm doing everything in my power to make things right. I know one of your big things you said was redemption stories and what's happening on my end is to push that closer to being a thing. I can honestly say, thank you."

I responded plainly: "Yes but putting that up and making Vivi whole — not being the first thing — is shameful."

Shaw wrote back: "Correct, and for that I've said many times I'm sorry. I can't rewind time but I can change the current and the future. Devin. All I'm doing is trying to be better. So I understand the feelings, and like I said looking back on this I'm glad these conversations are happening and we can have them freely."

I've read that exchange dozens of times now. And every time, the same line stops me cold.

"I can't rewind time but I can change the current and the future."

From a man who, as of the date of that message, had still not made Vivi Campbell financially whole. From a man who, as of the date of that message, remained the registered agent of Ninja Outsourcing LLC with the Texas Secretary of State — the same entity he publicly claimed no affiliation with. From a man who sent an emotional video to Damien about needing to step back from Mustard and had already taken the entire system before filming it.

Redemption is a word I take seriously. I've built my life on the concept of it. I've been in recovery since March 5, 2015, and I know better than most what genuine accountability looks like — and what it doesn't look like.

What it doesn't look like is texting a journalist to talk about your redemption arc while the first victim of your alleged fraud is still waiting to be made whole.

What it doesn't look like is apologizing with words while the documented actions remain unchanged.

Shaw's text is in this investigation because it matters. Not as proof of redemption. As proof that he knows exactly what he did — and is calibrating his public posture accordingly.

"I can honestly say, thank you." For what, exactly? For not yet having published Part 2?

Here it is, Devin.

The Clients Start Talking

Shaw's departure would have been damaging enough on its own — a partner with admin access walking out, forcing Mustard to rebuild from scratch. But that's not what happened.

After the video. After the goodbyes. After Damien begged him to stay and Shaw said he couldn't.

Shaw started calling Mustard's clients.

The message was consistent across multiple people: they were "signed up for the wrong package amount." He could get them a better deal. A lower price. The right setup. All they needed to do was move their account.

To his GoHighLevel agency.

"Other CROs told me," Damien said. "Devin reached out to them and told them they were signed up for the wrong package amount, and he wanted to get them the right lower packages and signed them up with his GoHighLevel agency."

Think about what this required. To call Mustard's clients, Shaw needed to know who they were. To pitch them a lower package, he needed to know what they were currently paying. To offer them an alternative system, he needed a fully functioning alternative system ready to receive them.

All of that information. All of that infrastructure. Already in his possession. Already set up. Already waiting.

The snapshot made it possible. The video made it clean. The client calls were the harvest.

The Form That Gave Everything Away

It might have stayed hidden. The snapshot, the client calls, the competing agency — all of it engineered to look like a natural business evolution rather than a systematic theft. Shaw leaving Mustard to "focus on his family" and happening to launch a competing operation in the same space, serving some of the same clients, using some suspiciously familiar infrastructure.

Then a form turned up.

Mustard had built a proprietary monitoring and calendar funnel inside GoHighLevel — a specific sequence designed to ensure that clients had credit monitoring set up before they could access the scheduling calendar. It was Damien's intellectual property. His design. His system. Built through trial and error over months.

Credit repair company owners who had access to both Mustard's old system and Shaw's new Ninja infrastructure started noticing something. The funnel inside Ninja looked familiar. More than familiar.

It was Mustard's.

"A bunch of CROs... I think the first person was April," Damien told me, reconstructing the moment the calls started coming in. "With the access to GoHighLevel they can see the form, which is actually a funnel."

Damien called Shaw directly.

"I called him and told him straight up — this is what I'm hearing, this is what I saw, this is what I know."

Shaw denied it. Initial denial is the first move in every confrontation with someone who knows they're caught — buy time, see if the evidence is real, figure out how bad it is.

Damien showed him the evidence.

Shaw admitted it.

His exact words, per Damien: "Oh my fault. I had so many things I didn't realize."

I had so many things. A fully copied GoHighLevel infrastructure, a fresh competing agency, an active client-poaching campaign — and somehow, a proprietary Mustard funnel ended up in the middle of it without Devin Shaw noticing.

So many things.

Ten Group Chats and a Man Losing His Mind

Here is what Damien told me that doesn't fit neatly into any section but needs to be said.

When I asked him about the evidence he has — the documentation of what Shaw did, the timeline of the theft, the proof that exists beyond his word against Shaw's — he described a task that has consumed him.

"There are like 10 group chats and a long history of data that it drove me crazy looking for evidence. But this is part of it."

Ten group chats. A long history of data. A man going back through years of messages, screenshots, and records, trying to reconstruct the timeline of how his business got dismantled from the inside — and losing his mind in the process.

This is the cost that never shows up in the final tally. Not the revenue impact. Not the client losses. Not the months of chaos. The psychological weight of trying to prove something that you know happened, sifting through mountains of digital evidence looking for the specific thread that makes it undeniable to someone who wasn't there.

"I lost everything," Damien told me. "I literally had to live from Airbnb to Airbnb. I had depression. Everything was very bad."

He wasn't a small operator who made a naive mistake. He was running a legitimate company with a team of 15 to 20 people, processing 15,000 consumer disputes a month, generating $150,000 to $200,000 a year, with an MFSN integration that made him a pioneer in his space.

And he ended up bouncing between Airbnbs, depressed, going through a decade's worth of group chat history looking for the receipts.

The Revenue Number That Destroys Shaw's Narrative

I've sat on this detail for the right moment, because it needs proper context to land with the force it deserves.

When I asked Damien to quantify the financial impact of Shaw's departure — what was Mustard making before versus after — his answer stopped me mid-note.

Before Devin Shaw left: $150,000 to $200,000 a year.

After Devin Shaw left: $250,000 to $300,000 a year.

Mustard grew by $100,000 in annual revenue after removing the partner who had been brought in specifically to help it grow.

The partner whose whole value proposition was that he would take the operational weight off Damien and free him up to scale. The GoHighLevel expert who reportedly couldn't do the GoHighLevel work without being walked through it. The man who left with an emotional video about family pressure and competitor envy.

When he left, the business performed better.

Not slightly better. A hundred thousand dollars a year better.

There is only one honest interpretation of that number: Devin Shaw was not adding $100,000 worth of value to Mustard. He was, at minimum, a net drag on a business that was capable of significantly more than it was producing while he was inside it. Whether that drag was deliberate — a slow suppression of performance to keep Damien dependent and distracted — or simply the result of a partner who couldn't deliver what he promised, the result is the same.

The man brought in to help the business grow was costing the business money.

And the moment he left — taking what he could carry in a snapshot — Mustard found out what it was actually capable of.

"He Plays It Like Epstein"

I want to be precise about this quote because it's the kind of line that can be misread if it's not contextualized properly.

I asked Damien whether he thought Shaw was operating independently or in coordination with Jeff and Lucia Corral. His answer was layered.

"They are all individually their own masterminds," he said. "But Devin's way of being — the way he talks and acts — doesn't show it."

Then the line: "He plays the game right. He plays it like Epstein."

Damien is not comparing the nature of the crimes. He is comparing the method. Jeffrey Epstein's particular operational genius — if you can stomach calling it that — was invisibility. He was always the least threatening presence in any room. Charming. Generous. The kind of person who seemed to be doing you a favor by spending time with you. The predatory nature was engineered out of his surface presentation until the damage was already catastrophic and irreversible.

That is what Damien is describing when he says Shaw "plays it like Epstein." Not the crimes. The camouflage.

Someone who does not look or act like what he is. Someone who gains trust precisely because he seems unthreatening, helpful, invested in your success. Someone who moves so quietly through the rooms he's robbing that you don't realize what's gone until you go looking for it.

This is operational intelligence — not a slur, not hyperbole. It comes from a man who spent over a year working alongside Shaw closely enough to understand how he moves. And it's the most important thing Damien said in our entire interview, because it explains why smart, experienced, business-savvy people kept falling for the same playbook.

It doesn't feel like a con while it's happening. That's the point.

Using Damien's Name to Get to the Next Victim

Here is a detail that connects Mustard's story directly to Vivi Campbell's — and to the broader pattern this investigation is documenting.

After Shaw left Mustard and launched Ninja, Damien started hearing his own name in places it had no business being.

"I heard because he used my name and Jeremie's name," Damien told me.

Shaw wasn't crediting them. He was leveraging them. Using the reputation of Mustard — a company with a real MFSN integration, real industry relationships, real credibility built by someone else — as his own calling card when approaching new partners and clients.

Walking into rooms with borrowed legitimacy. Closing deals on the strength of someone else's track record. Positioning himself as connected to something he had already gutted and left behind.

When I asked Damien whether Shaw used Mustard's MFSN relationship as credibility when approaching clients or partners after leaving, his response was immediate and emphatic: "Yes he did. I love that you asked that. He did it with everything."

Everything.

The contacts. The relationships. The reputation. The name. All of it used as currency in the next operation — with Vivi, with CreditFixxr, with whoever came after. The theft wasn't just digital. It was reputational. Shaw walked out of Mustard carrying not just the GoHighLevel infrastructure but the social capital that made Mustard trusted in the first place.

And Damien, trying to rebuild, had to watch his own credibility being spent by someone else.

The CreditCon Moment: What Damien Saw With His Own Eyes

There came a point when the speculation ended. When Damien stopped piecing together secondhand accounts and saw it directly.

At CreditCon — the industry event where credit repair professionals gather, network, present — Damien saw Devin Shaw. And he wasn't alone.

Jeff Inniss. Lucia Corral. All of them. Together.

"They were all there — Devin, Jeff, and Lucia — all Ninja, Ninja, Ninja," Damien told me. "He can't tell me they were not together."

This matters because of what Shaw had been telling people. The disavowal. The press release claiming Ninja Automations had no affiliation with Ninja Outsourcing. The text to me claiming he had merely "let them use the name" as a favor. The careful public distance being maintained between entities that shared a brand, a founder, and apparently, an industry conference presence.

All of it collapsed in the moment Damien saw them standing together, all branding the same name, at the same event.

He couldn't tell me they were not together.

He was right.

The Pattern, Laid Out Flat

At this point in the investigation, across multiple interviews, multiple victims, multiple years, and multiple operations, the playbook looks like this:

Step one: Find the target. Not random. Specific. An established operation with real infrastructure, real clients, real credibility — and a founder who is overextended, trusting, or vulnerable enough to need help.

Step two: Enter as the solution. Position yourself as the expert who can fill the gap. The GoHighLevel specialist. The sales closer. The dispute expert. Whatever the business needs most, become that — or convincingly pretend to be it.

Step three: Get the access. Admin access. Stripe account access. Client database access. System access. All of it, granted in good faith by partners who believe they're investing in someone who will make the business stronger.

Step four: Learn and copy. Take the time inside the system to understand it thoroughly. Map the proprietary processes. Identify the valuable clients. And when the moment is right — take the snapshot.

Step five: Execute the exit. Make it emotional. Make it sympathetic. A family emergency. A wife's expectations. A new baby. Frame the departure as something being done to you, not by you. Leave them feeling sorry for you rather than suspicious of you.

Step six: Launch the competition. Use what you took to build what you promised you'd never build. Contact the clients. Tell them they were on the wrong package. Offer the lower price. Move them over.

Step seven: Use the reputation. Walk into the next operation carrying the credibility of the last one. Mention the names. Reference the relationships. Let people assume you're connected to something legitimate — because until recently, you were.

Step eight: Repeat.

Damien was iteration one. Vivi was iteration two — or the bridge between iterations, depending on how you read the timeline. CreditFixxr was iteration three. And if nobody had started talking, there would have been a four, a five, a six.

Shaw's Own Admission: "I Can't Rewind Time"

I want to return to that January 17th text exchange one more time, because I think it contains something that has been underreported in the public conversation about this case.

Shaw wrote: "I can honestly say, thank you."

Thank you. To the journalist documenting the harm he allegedly caused. To the man who published the investigation his cohorts sent cease and desist letters to stop.

I've been thinking about what that thank you means. And I think it means this: Shaw understands, on some level, that exposure is the beginning of accountability — and accountability is the beginning of something that might eventually look like redemption. He's reaching toward a narrative where he becomes the person who faced his mistakes and changed.

I want to be honest about something. I believe in redemption. I have staked my life on it. And I am not in the business of declaring that any person is beyond it.

But here is what I told him, and what I will say again in this investigation for anyone reading who wants to understand the difference between genuine accountability and managed optics:

Vivi Campbell is still waiting to be made whole.

Damien is still bouncing through his decade of group chat history, going through the evidence of a theft that dismantled everything he built.

The clients who followed Shaw out of Mustard on the promise of a lower package — where are they now?

Redemption that doesn't begin with making the people you harmed financially whole isn't redemption. It's reputation management. It's the carefully curated apology that leaves the damage in place while the apologist moves on.

"I can't rewind time but I can change the current and the future."

You're right, Devin. You can't rewind time. But you can write a check. You can sit across from Vivi Campbell and figure out what it costs to make her whole and then pay it. You can cooperate fully with the regulatory complaints that have been filed. You can stop hiding behind press releases that give cover to the people you allegedly helped build this operation.

That's what changing the current and the future looks like.

The text message was a nice touch. Let me know when the actions follow.

What Damien Has — and What's Still Coming

Damien has the video. He is not releasing it publicly unless this goes to court — and I respect that decision. But it exists. A recorded performance of a man who had already executed his exit strategy delivering it as though the decision was being made in real time, driven by his wife's disappointment and a competitor's revenue numbers.

He has years of group chat history — ten group chats, by his count, a sprawling archive of conversations that he has been combing through trying to reconstruct the full timeline. "It drove me crazy looking for evidence," he told me. "But this is part of it."

He has videos, he believes, showing Mustard's original funnel — the proprietary form that appeared in Ninja's system. He is going back through his evidence to locate them.

He consulted with attorneys. He has not yet filed legal action. He sent no cease and desist.

When the documentation comes through, it will appear in this investigation. I have no reason to doubt it exists. Damien is not a man who exaggerates. He is a man who built something real, watched it get taken apart by someone he trusted, ended up living between Airbnbs, and is now — carefully, methodically, going a little crazy in the process — gathering the proof.

Coming in Part 3: The CreditFixxr Infiltration

In Part 1, I introduced Khabir and CreditFixxr. Here is what you're about to read in Part 3:

Jeff Inniss and Lucia Corral joined CreditFixxr as partners in February 2024. They claimed they were making $50,000 a month with their previous business, Credit411. Khabir believed them. He gave Jeff admin access to the Stripe account — the account with full ability to export every customer record.

When Khabir later saw their actual Stripe data, the $50,000-a-month figure dissolved. They had made under $100,000 for the entire year. Closer to $4,000 a month.

Then came the family emergency. Lucia's brother had cancer. They had to leave for Arkansas immediately. The partnership dissolved overnight, mid-delivery on promises Khabir had already paid for.

One week later, Jeff and Lucia appeared at a tax conference. New logos. New brands: Ninja Automations. 411.

Same playbook. Different door.

But CreditFixxr gives us something neither Vivi's story nor Damien's story gave us in isolation: a documented gap between what they claimed to be making and what they were actually making. And what happens — to a business, to a person, to a partnership — when that lie gets exposed at exactly the wrong moment.

Part 3 publishes soon.

Sources & Disclosures

Primary Interview — Damien: Conducted January 2026. Full recorded interview. Subject consented to use of testimony with first name. Surname withheld at subject's request pending potential legal proceedings.

Text Message Exchange — Devin Shaw and Joeziel Vazquez: January 17, 2026, 11:11 AM. Reproduced verbatim from the author's phone records. Shaw was aware he was communicating with the journalist conducting this investigation.

The Departure Video: Confirmed to exist by Damien. Shaw opened casually — "Ayyy man, what's going on... I am looking rough" — before delivering a prepared exit announcement. Eyes watery, tone measured, blame directed at family financial pressure and a wife's expectations. Video sent to Damien after the GoHighLevel snapshot had already been taken. Damien is preserving it for potential legal proceedings and has not provided it for publication.

The Ten Group Chats: Damien's description of the volume of digital evidence he has been working through to reconstruct the timeline. Specific contents not yet reviewed by this investigation; referenced here as context for the scale of documentation that exists.

GoHighLevel Snapshot Function: A standard, legitimate feature of the GoHighLevel platform. No wrongdoing alleged against GoHighLevel. The allegation is that Shaw used the feature to copy a partner's proprietary infrastructure without consent before announcing his departure.

Revenue Figures: Provided by Damien from his direct knowledge of Mustard's financial performance. Not independently verified through third-party financial documentation. Reported here as Damien's account and presented as such.

The "Epstein" Characterization: Damien's read of Shaw's operational method — specifically the ability to appear unthreatening while executing predatory behavior. Not a comparison of the nature or severity of any alleged crimes.

CreditCon Observation: Damien's firsthand account of seeing Devin Shaw, Jeff Inniss, and Lucia Corral together at an industry event, all presenting under the Ninja brand.

If you have been victimized by Ninja Outsourcing, Ninja Automations, Tax Ninja Pros, or any entity connected to Devin Shaw, Jeff Inniss, or Lucia Corral: Email: admin@credlocity.com Subject: "Ninja Investigation — Victim/Witness"

To report credit repair fraud to the FTC: reportfraud.ftc.gov

Document everything. Talk to an attorney. And know that you are not alone.

Published: February 2026 Investigation Status: Active and ongoing Next: Part 3 — "The CreditFixxr Infiltration: How to Steal a Software Company in 90 Days"

This investigation is dedicated to every person who has been told their story doesn't matter, that they deserved what happened to them, or that speaking out will only make things worse. Your stories matter. You didn't deserve it. And speaking out is how we stop them from hurting the next person.

— Joeziel "Joey" Vazquez Founder & CEO, Credlocity Business Group LLC In recovery since March 5, 2015 Philadelphia, PA