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The Partnership Heist: How a Disabled Woman Built a Business—And Watched Three Con Artists Steal It While She Slept
An Investigation by Joeziel Vazquez CEO & Board Certified Credit Consultant (BCCC, CCSC, CCRS) 17 Years Experience Published: December 31st 2025 Reading Time: 47 minutes December 18, 2025: A Facebook post. A platinum award. A comment that would unravel everything. Devin Shaw was celebrating. The photo showed him holding a "SaaSPRENEUR Platinum" award from GoHighLevel, a prestigious recognition in the software automation industry. Friends and colleagues flooded the comm

Joeziel Vazquez
Jan 939 min read


BREAKING: Supreme Court Halts Full SNAP Benefits for 42 Million Americans—Families Left in Crisis as Government Shutdown Enters Day 38
In a devastating late-night ruling, Supreme Court Justice Ketanji Brown Jackson temporarily blocked a federal order requiring the Trump administration to provide full November SNAP benefits to 42 million Americans, leaving millions of families uncertain about their next meal during the ongoing government shutdown.

Joeziel Vazquez
Nov 7, 202517 min read


THE CREDIT SAINT FILES: How a Single Mother's $1,500 Betrayal Revealed an Empire of Deception
Writer: Joeziel Vazquez, CEO & Board Certified Credit Consultant (BCCC, CCSC, CCRS) Experience: 17 Years in Credit Repair Industry Published: November 6, 2025 | Updated: November 11, 2025 Reading Time: 32 minutes Editorial Note: This investigation has been updated to correct numerical inaccuracies and provide better clarity on review data that was inadvertently misrepresented in the original publication. We maintain our commitment to factual accuracy and transparency. Co

Joeziel Vazquez
Nov 6, 202557 min read


A New Era for Homeownership: VantageScore 4.0 Acceptance by Fannie Mae and Freddie Mac
The Game-Changing Announcement At 10:30 AM EST today, Federal Housing Finance Agency (FHFA) Director William J. Pulte made a...

Joeziel Vazquez
Jul 9, 20256 min read


Medical Debt to be Removed from Credit Reports: CFPB's Landmark 2025 Rule Changes Everything
The CFPB has finalized a groundbreaking rule eliminating medical debt from credit reports, affecting 15 million Americans and potentially ra

Joeziel Vazquez
Jan 8, 20254 min read


Breaking: Apple Agrees to $95 Million Settlement in Massive Siri Privacy Lawsuit
Apple agrees to $95M settlement over Siri privacy lawsuit, affecting millions of users. Find out if you're eligible for up to $100 in compen

Joeziel Vazquez
Jan 3, 20254 min read


Credit Repair Industry Exposé Part 3:When the Fox Guards the Henhouse
Writer: Joeziel Vazquez CEO & Board Certified Credit Consultant (BCCC, CCSC, CCRS) Published: Nov 1, 2024 | Last Updated: October 22, 2025 Reading Time: 14 min Part One Part Two Just when we thought this investigation couldn't get more explosive, our trail has led us straight to the doorstep of the Bronx District Attorney's office. What started as an exposé of credit repair fraud has uncovered something far more troubling: the potential involvement of a public servant in

Joeziel Vazquez
Nov 1, 202415 min read


Navigating the Credit Repair Industry: How to Choose the Right Company and Why Credlocity Stands Out
Embark on a journey through the intricate landscape of the credit repair industry with our comprehensive guide. Discover tips on choosing th

Joeziel Vazquez
Feb 1, 202413 min read


Chase Bank: A Troubling Trend of Refusing to Honor the EFTA
Chase Bank has faced mounting allegations of refusing to stand by its customers when they fall victim to fraudulent activities. This blog di
Guess Writter
Jan 10, 202411 min read


Unlocking Your Credit Potential: The Power of Rent Reporting and Credlocity opinion on the matter
The article discusses the pros and cons of rent reporting for credit building, highlighting the significance of rent reporting in...

Joeziel Vazquez
Jan 1, 202412 min read


Update on Navy Federal Scandal: Addressing Racial Discrimination in Home Mortgage Practices
In recent news, Navy Federal Credit Union has come under fire for alleged racial discrimination in its home mortgage practices. Multiple cla

Joeziel Vazquez
Dec 23, 20237 min read


Xfinity Data Breach: A Comprehensive Insight
The recent Xfinity data breach has left millions of customers vulnerable, exposing sensitive data and raising serious security concerns. Cre
Samantha Jenkins
Dec 21, 20234 min read


Biden Student Loan Forgiveness: Biden Extends Important Deadlines and Requirements
The Biden administration has taken significant steps to alleviate the burden of student loans. Find out about key deadlines and requirements

Joeziel Vazquez
Dec 19, 20235 min read


CFPB Shuts Down Commonwealth Financial Systems: A Bold Attitude Towards Collection Agencies
The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti

Joeziel Vazquez
Dec 16, 20235 min read


Navigating the Mortgage Rate Fluctuations: An In-Depth Analysis
Discover the complexities of mortgage rate fluctuations and their far-reaching effects. Explore the influence of the Federal Reserve, implic

Joeziel Vazquez
Dec 15, 20235 min read


Navy Federal Credit Union: An In-Depth Analysis of Alleged Racial Discrimination in Lending Practice
The largest credit union in the United States, Navy Federal Credit Union, has recently come under intense scrutiny for alleged racial discri

Joeziel Vazquez
Dec 15, 20235 min read


The Hidden Agenda: Are Major Credit Bureaus Discouraging the Use of Credit Repair Services?
Introduction: Today’s article is driven by my desire as CEO of Credlocity to punch back against the credit bureaus. This punch back or...

Joeziel Vazquez
Nov 26, 20236 min read


Safeguarding Your Financial Health with CredlocityIQ: The Ultimate Guide to Comprehensive Credit Monitoring
Take control of your financial future and safeguard your financial health with CredlocityIQs comprehensive credit monitoring platform,...

Joeziel Vazquez
Sep 18, 20238 min read


How Lexington Law Scammed Millions and Got Busted: The Untold Story of America's Biggest Credit Repair Fraud
The phone call came on a Tuesday morning, and it would bring down an empire.
Maria Santos was scrolling through rental listings when she saw it: a beautiful three-bedroom house, rent-to-own, "bad credit okay." She dialed the number immediately.
What happened next trapped Maria in an $1,100 nightmare—and she was just one of over 700,000 victims caught in what federal investigators now call the largest credit repair fraud in American history.
After 17 years as a Board Certif

Joeziel Vazquez
Aug 30, 202337 min read
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